Month: September 2025

Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs (certificates of deposit) currently top out […]

Key Takeaways The highest money market account rate available today is 4.89% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates The current average money market rate is 0.51%, while the highest rate is up to […]

The current average mortgage rate on a 30-year fixed mortgage is 6.41%, according to the Mortgage Research Center. The average rate on a 15-year mortgage is 5.48%, while the average rate on a 30-year jumbo mortgage is 6.77%. 30-Year Mortgage Rates Climb 1.46% Today’s 30-year mortgage—the most popular mortgage product—is 6.41%, up 1.46% from a […]

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]

Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts have held steady versus last week. You can now earn as much as 5.50% on your savings. Shopping […]

30-year fixed refinance mortgage rates didn’t move at 6.49% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.46%. On a 20-year mortgage refinance, the average rate is 6.15%. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Refinance Rates Climb 1.38% […]

Pumpkin spice isn’t the only thing everywhere this fall—so is consumer spending. According to the National Retail Federation, Americans are gearing up for a record-breaking Halloween, with total spending expected to reach an all-time high of $13.1 billion this year. That includes everything from candy and costumes to decorations and last-minute party supplies, and all […]

Costco isn’t just an affordable place to shop; it’s also a strong place to invest. The company’s latest quarterly earnings beat expectations. Here’s how you can start putting your money where you eat. Peak Performer Costco has clearly nailed down a winning business model. In an unsurprising Q4 earnings report, the company performed steadily, increasing […]

Starting October 1, the U.S. is taking a hard stance on pharmaceutical manufacturing: Imported brand-name, patented drugs will face a 100% tariff unless the companies behind them are already building plants in America. The White House says the move is about strengthening supply chains, but there’s a more immediate concern for consumers—higher prescription prices could […]

Country music fans, it’s time to bust out the festival fits. Goldenvoice, the creator of the Coachella Music Festival, has announced next year’s Stagecoach lineup. Here’s how you can get first dibs on presale tickets with your American Express credit card. Giddy Up Coachella-lite for country lovers, Stagecoach takes place on the same festival grounds […]