Month: October 2025

Recent data from Experian shows how credit card debt varies across generations. Generation-Z carries an average balance of $3,493; Millennials hold $6,961 and Generation-X carries the most at $9,600. Average balances then dip to $6,795 for Baby Boomers and $3,445 for the Silent Generation. The data reveals that credit card balances have risen faster for […]

Disney is once again raising the price of magic. Effective October 8, 2025, ticket prices at U.S. theme parks will increase. Starting with the 2026 holiday season, ticket prices will reach new heights during peak periods like Thanksgiving week and New Year’s Eve. At Walt Disney World, the top tier for a one-day one-park ticket […]

If you don’t have a Social Security number, you still have options for opening a U.S. credit card Forbes Advisor has evaluated and chosen the top card options available from issuers that don’t require a Social Security number to apply. Be aware that in all cases, an alternative ID will be requested in the application […]

Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates.  CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs—certificates of deposit—pay up to 4.94% today, […]

30-year fixed refinance mortgage rates didn’t move at 6.39% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.32%. For 20-year mortgage refinances, the average rate is 6.03%. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Refinance Rates Drop 1.57% The average […]

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.30%, according to the Mortgage Research Center, while the average rate on a 15-year mortgage is 5.35%. On a 30-year jumbo mortgage, the average rate is 6.64%. 30-Year Mortgage Rates Drop 1.64%  Today’s 30-year mortgage—the most popular mortgage product—is 6.3%, down 1.64% from a […]

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]

Key Takeaways The highest money market account rate available today is 5.00%  Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates Right now, the average money market rate sits at 0.51%, but the best rate today […]

Key Takeaways Savings account yields are much higher than a few years ago  Top rates may fall if the Federal Reserve cuts interest rates  Online banks tend to offer the best yields available Rates on savings accounts are relatively unchanged compared to last week. You can now earn up to 5.50% on your savings.  Searching […]

As Amazon’s flagship shopping event, Prime Day, returns from October 7–8, many consumers will instinctively click the “Shop with Points” button at checkout. However, for cardholders with Chase Ultimate Rewards® or American Express Membership Rewards® points, that impulse can cost them. Instead, savvy shoppers should transfer points to travel partners for maximum redemption value. Or […]