Month: November 2025

 The current average mortgage rate on a 30-year fixed mortgage is 6.28%, according to the Mortgage Research Center. The average rate on a 15-year mortgage is 5.41%, while the average rate on a 30-year jumbo mortgage is 6.74%. 30-Year Mortgage Rates Climb 0.45% Today, the average rate on a 30-year mortgage is 6.28%, compared to […]

Key Takeaways Savings account yields are much higher than a few years ago  Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are about the same versus last week. You can now earn up to 4.50% on your savings. Shopping […]

Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs (certificates of deposit) currently top out […]

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]

Key Takeaways The highest money market account rate available today is 4.22%  Changes from the Fed or your bank can quickly change money market rates  Online banks typically offer the most competitive yields on the market Current Money Market Rates The current average money market rate is 0.5%, while the highest rate is up to […]

30-year fixed refinance mortgage rates remained unchanged at 6.34% today, according to the Mortgage Research Center. Rates averaged 5.36% for a 15-year financed mortgage and 6% for a 20-year financed mortgage. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Refinance Rates Drop 0.08%  Currently, the average rate for […]

One of the best perks of opening a new credit card is a great welcome bonus, which offers additional rewards, points or cash back to encourage new cardholders to apply. Choose wisely: Many issuers limit how many new cards you can get or the number of welcome bonuses you can earn. We dove into the […]