Category: Advisor

Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates.  CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs—certificates of deposit—pay up to 4.94% today, […]

30-year fixed refinance mortgage rates didn’t move at 6.39% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.32%. For 20-year mortgage refinances, the average rate is 6.03%. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Refinance Rates Drop 1.57% The average […]

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.30%, according to the Mortgage Research Center, while the average rate on a 15-year mortgage is 5.35%. On a 30-year jumbo mortgage, the average rate is 6.64%. 30-Year Mortgage Rates Drop 1.64%  Today’s 30-year mortgage—the most popular mortgage product—is 6.3%, down 1.64% from a […]

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]

Key Takeaways The highest money market account rate available today is 5.00%  Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates Right now, the average money market rate sits at 0.51%, but the best rate today […]

Key Takeaways Savings account yields are much higher than a few years ago  Top rates may fall if the Federal Reserve cuts interest rates  Online banks tend to offer the best yields available Rates on savings accounts are relatively unchanged compared to last week. You can now earn up to 5.50% on your savings.  Searching […]

As Amazon’s flagship shopping event, Prime Day, returns from October 7–8, many consumers will instinctively click the “Shop with Points” button at checkout. However, for cardholders with Chase Ultimate Rewards® or American Express Membership Rewards® points, that impulse can cost them. Instead, savvy shoppers should transfer points to travel partners for maximum redemption value. Or […]

Terms apply to benefits and offers included in this article. A premium credit card can be more than just a way to cut costs on flights. Used strategically, it can help elevate your lifestyle by turning everyday spending into upgraded seats, better hotel stays and fewer hassles. But the perks don’t stop at travel. Today’s […]

If you travel often enough, odds are you’ll experience a cancelled flight, lost luggage or medical emergency at some point. Unless you’re religious about buying separate policies, the best credit cards for travel insurance have your back. We read through hundreds of pages of coverage details from dozens of credit cards to summarize the benefits […]

If you have a large purchase coming up, you may want to use a credit card that can help you make the most of that big buy. While any rewards card can benefit you, some offer additional incentives for large purchases, like intro APR opportunities or high reward rates. We reviewed over 400-plus cards from […]