Category: Advisor

Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts are relatively unchanged since last week. You can now earn as much as 5.50% on your savings. In […]

Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. The best interest rates on CDs—certificates of deposit—pay up to 4.94% today, […]

The current mortgage rate on a 30-year fixed mortgage rose by 1.12% in the last week to 6.32%, according to the Mortgage Research Center. Meanwhile, the APR on a 15-year fixed mortgage climbed 0.12 percentage point during the same period to 5.36%. For existing homeowners, compare your current mortgage rates with today’s refinance rates. 30-Year […]

30-year fixed refinance mortgage rates stayed flat at 6.4% today, according to the Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.35%. For 20-year mortgage refinances, the average rate is 6.02%. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Refinance Rates Climb 0.87% The average […]

Key Takeaways The highest money market account rate available today is 4.35% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates The current average money market rate is 0.52%, while the highest rate is up to […]

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]

For travel enthusiasts, The Platinum Card® from American Express (Terms apply, rates & fees) has long been a staple of luxury perks and premium rewards. Among its many benefits, two annual statement credits stand out: its airline fee credit and hotel credit. Both help card members offset the card’s hefty $895 annual fee, but they’re […]

Whether you take Uber everywhere or use rideshare occasionally in a city with rich public transit, The Platinum Card® from American Express (terms apply, rates & fees) can help you save. can help you save. The travel card offers a monthly Uber Cash benefit and a statement credit toward Uber One membership so you can […]

American Express has refreshed its premier card, The Platinum Card® from American Express (Terms apply, see rates & fees), expanding its digital entertainment credit. TV fans can rejoice, as the new and improved credit now covers services such as Paramount+ and YouTube TV, along with existing options like Disney+, Hulu and Peacock. New Annual Fee, […]

American Express just made a whole lotta changes to the venerable The Platinum Card® from American Express (Terms apply, see rates & fees), and I’m a little bit in my feelings about it. I spend more time than the average person thinking about my credit card strategy and each year when a card’s annual fee […]