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Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up to 85% of their home’s value and pay that amount back in monthly installments. A home equity line of credit […]

Key Takeaways Savings account yields are much higher than a few years ago Top rates may fall if the Federal Reserve cuts interest rates Online banks tend to offer the best yields available Rates on savings accounts have held steady versus a week ago. You can now earn up to 5.50% on your savings. Searching […]

Key Takeaways Today’s highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your money long-term. Today’s best interest rates on CDs (certificates of deposit) are as high […]

Key Takeaways The highest money market account rate available today is 4.22% Changes from the Fed or your bank can quickly change money market rates Online banks typically offer the most competitive yields on the market Current Money Market Rates As of today, the highest money market rate is 4.22%, compared to a national average […]

Currently, the average interest rate on a 30-year fixed mortgage is 6.25%, compared to 6.27% a week ago, according to the Mortgage Research Center. For borrowers who want to pay off their home faster, the average rate on a 15-year fixed mortgage is 5.30%, down 0.45% from the previous week. Homeowners who want to lock […]

30-year fixed refinance mortgage rates remained unchanged at 6.35% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.28%. On a 20-year mortgage refinance, the average rate is 6.06%. Related: Compare Current Refinance Rates !function(){“use strict”;window.addEventListener(“message”,(function(a){if(void 0!==a.data[“datawrapper-height”]){var e=document.querySelectorAll(“iframe”);for(var t in a.data[“datawrapper-height”])for(var r,i=0;r=e[i];i++)if(r.contentWindow===a.source){var d=a.data[“datawrapper-height”][t]+”px”;r.style.height=d}}}))}(); 30-Year Refinance Rates Climb 0.84% […]

The American Express® Business Gold Card (Terms apply, rates & fees) has added a new benefit to its lineup: Cardholders now receive up to $150 in statement credits each calendar year for eligible U.S. purchases made directly with Squarespace (enrollment required). Breaking Down the Squarespace Credit The new credit is available to both new and […]

Bank of America is bringing back its More Rewards Day promotion for the fourth year in a row. During the one-day promotion scheduled for Thursday, November 6, 2025, Bank of America consumer and business credit cardholders can earn bonus rewards on up to $2,500 in purchases, in addition to their card’s standard rewards. Depending on […]

The Southwest® Rapid Rewards® Performance Business Credit Card* is approaching its final boarding call for a limited-time welcome offer. New cardholders who apply by October 27 can earn 120,000 bonus points after spending $10,000 on purchases in the first three months from account opening. The major draw of this offer is that the points earned […]

Openbank, a division of Santander Bank, N.A., currently offers only one banking product: a high-yield savings account that earns an impressive rate of 4.20% annual percentage yield (APY) and has no monthly fees. At Openbank, you won’t find a wide range of products like you would at other popular digital banks, but if you’re solely […]