Today’s Mortgage Rates in Pennsylvania<\/h2>\n
Pennsylvania\u2019s average APR on a 30-year mortgage slipped 0.048 points to 6.271% over the past week, according to data from the Mortgage Research Center. The rate is down 0.564 points over the last 90 days and down 0.258 points over the last 30 days.<\/p>\n
The state\u2019s average APR for the benchmark 15-year fixed mortgage climbed 0.026 points to 5.292% over the past week. Over the last 90 days, the rate is down 0.569 points; it\u2019s down 0.242 points over the last 30 days.<\/p>\n
The average APR for a 30-year jumbo mortgage climbed 0.1 points to 6.704% since last week. It\u2019s down 0.413 points over the last 90 days and basically flat over the last 30 days.<\/p>\n
![\"Mortgage](\"http:\/\/www.capitalskips.com\/wp-content\/uploads\/2025\/09\/full-17.png\")
<\/img><\/div>\n30-year fixed-rate mortgage:<\/strong><\/p>\n 15-year fixed-rate mortgage:<\/strong><\/p>\n 30-year fixed-rate jumbo mortgage:<\/strong><\/p>\n Pennsylvania’s average APR for the benchmark 30-year fixed refinance mortgage decreased 0.034 points to 6.363% compared to a week ago. The rate is down 0.543 points over the last 90 days and down 0.228 points over the last 30 days.<\/p>\n The average APR in the state on a 15-year refinanced mortgage climbed 0.026 points to 5.271% weekly. Over the last 90 days, the rate is down 0.593 points over the last 90 days; it\u2019s down 0.256 points over the last 30 days.<\/p>\n For jumbo 30-year refinanced mortgages, the average APR rose 0.107 points to 6.752% week-to-week. It\u2019s down 0.435 points over the last 90 days and up 0.036 points over the last 30 days.<\/p>\n 30-year fixed-rate refinance mortgage:<\/strong><\/p>\n 15-year fixed-rate refinance mortgage:<\/strong><\/p>\n 30-year fixed-rate jumbo refinance mortgage:<\/strong><\/p>\n Understanding mortgage rate trends can help you make more informed decisions about the best time to purchase a home, refinance your current home loan or shop for a second mortgage. Depending on your credit score and other qualifications, analyzing Pennsylvania mortgage rate trends may lead to a lower interest rate and savings over the life of the loan.<\/p>\n Pennsylvania\u2019s mortgage rates have trended downward over the last three months, as have national rates.<\/p>\n State mortgage rates generally move in line with the national average, but there are state-level differences.<\/p>\n Today’s average mortgage rate in Pennsylvania is 6.271%, while the national average rate is 6.275%. That’s -0.004 percentage points lower than the national average.<\/p>\n Pennsylvania’s mortgage refinance rate today is 6.363% versus the national average of 6.371% \u2013 0.008 percentage points lower than the national average.<\/p>\n Use the chart below to explore the differences between states.<\/p>\n Buying a home in Pennsylvania can be an exciting adventure. Pennsylvania offers a unique and varied landscape, making it easy to find a house or neighborhood that meets your needs. Whether you want to be close to a bustling downtown or in a quiet rural area, knowing the local real estate market and home-buying process is important. No matter where you plan to move, familiarity with the local real estate market is essential. A local real estate agent can help you navigate the process and find the perfect home for your needs. Staying informed about the market and local rules will also help to make your home-buying journey a breeze.<\/p>\n If you want to secure the best mortgage rates in Pennsylvania, you\u2019ll need to do a bit of planning and research. Start by understanding the current interest rates and trends in your area, as these can vary widely across different regions. Shop around and compare offers from multiple lenders, including banks, credit unions and online mortgage providers.<\/p>\n Additionally, a strong credit score, substantial down payment and stable financial history can help you qualify for more favorable rates. Consulting with a local mortgage broker or financial advisor who understands Pennsylvania\u2019s real estate market can provide valuable insights and help you better navigate the process. Stay informed and proactive to find a mortgage rate that fits your financial situation and aligns with your home-buying goals.<\/p>\n \n<\/div>\n\n
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Today\u2019s Refinance Rates in Pennsylvania<\/h2>\n
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Pennsylvania Mortgage Rate Trends<\/h2>\n
![\"Pennsylvania](\"http:\/\/www.capitalskips.com\/wp-content\/uploads\/2025\/09\/full-21.png\")
<\/img><\/div>\nPennsylvania Mortgage Rates vs. National Mortgage Rates<\/strong><\/h3>\n
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<\/img><\/div>\nBuying a House in Pennsylvania<\/h2>\n
How to Get the Best Mortgage Rates in Pennsylvania<\/h2>\n
Find the Best Mortgage Lenders of 2025<\/h2>\n