{"id":349,"date":"2025-10-03T16:52:05","date_gmt":"2025-10-03T16:52:05","guid":{"rendered":"http:\/\/www.capitalskips.com\/?p=349"},"modified":"2025-10-06T12:10:11","modified_gmt":"2025-10-06T12:10:11","slug":"5-ways-to-get-the-most-out-of-a-premium-card","status":"publish","type":"post","link":"http:\/\/www.capitalskips.com\/index.php\/2025\/10\/03\/5-ways-to-get-the-most-out-of-a-premium-card\/","title":{"rendered":"5 Ways To Get The Most Out Of A Premium Card"},"content":{"rendered":"<p><em>Terms apply to benefits and offers included in this article.<\/em><\/p>\n<p>A premium credit card can be more than just a way to cut costs on flights. Used strategically, it can help elevate your lifestyle by turning everyday spending into upgraded seats, better hotel stays and fewer hassles.<\/p>\n<p>But the perks don\u2019t stop at travel. Today&#8217;s premium cards may include fashion credits to refresh a wardrobe or curated restaurant reservations that turn a busy Friday night into a memorable meal.<\/p>\n<p>With a recent refresh, the Platinum Card\u00ae from American Express now introduces new partners to card members, along with revamped credits and benefits across travel, dining, entertainment, shopping and more. The update is a good example of what a modern premium card can do, but the key is knowing where those benefits fit and how best to use them.<\/p>\n<p>Here are five ways you can get the most of a premium card.<\/p>\n<p><!-- fadv:ignore-wpautop --><\/p>\n<section class=\"fcc-widget-wrapper \">\n<div class=\"exclude-eds featured-cc\" data-ecom-product=\"{&quot;itemId&quot;:&quot;288190&quot;,&quot;itemName&quot;:&quot;American Express Platinum Cardu00ae&quot;,&quot;itemBrand&quot;:&quot;Impact&quot;,&quot;itemCategory&quot;:&quot;Credit cards&quot;,&quot;itemCategory2&quot;:&quot;&quot;,&quot;itemCategory3&quot;:&quot;&quot;,&quot;itemCategory4&quot;:&quot;&quot;,&quot;price&quot;:0,&quot;quantity&quot;:1,&quot;affiliation&quot;:&quot;Impact&quot;,&quot;coupon&quot;:&quot;&quot;,&quot;secondaryCallout&quot;:&quot;&quot;,&quot;initialCost&quot;:0,&quot;subscriptionCost&quot;:0}\">\n<div class=\"featured-card-label\"><span class=\"featured-card-label-txt\">Featured Partner Offer<\/span><\/div>\n<p>\/*! purgecss start ignore *\/.tooltip-tippy{cursor:pointer}.tippy-box&gt;.tippy-arrow:before{border:7px solid 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.featured-card-pdpcompare:has(.promo-wrapper) .cc-wrapper-inner,.post-template .featured-card-pdpcompare:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template .featured-cc:has(.promo-wrapper) .cc-wrapper-inner,.post-template .featured-cc:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .card-review-block__content:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .card-review-block__content:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .cc-compare-widget:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .cc-compare-widget:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .cc-wrapper:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .cc-wrapper:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .compare-cc-wrapper:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .compare-cc-wrapper:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .compare-section:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .compare-section:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .featured-card-pdpcompare:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .featured-card-pdpcompare:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .featured-cc:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .featured-cc:has(.promo-wrapper).featured-card .cc-wrapper-inner{border-top:none}<\/p>\n<div class=\"promo-wrapper\">\n<div class=\"promo-icon\"><\/div>\n<div class=\"promo-text\">Card Update! Plus, Find out your Offer, which could be As High As 175,000 Points.<\/div>\n<div class=\"promo-tooltip bonus-lto-tooltip-missing\" title=\"You may be eligible for as high as 175,000 Membership Rewards\u00ae Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.\"><\/div>\n<\/div>\n<div class=\"cc-wrapper-inner shadow-effect relative \">\n<div class=\"card-top-wrap \">\n<div class=\"left no-best-for\">\n<h3 class=\"card-title\">American Express Platinum Card\u00ae<\/h3>\n<\/div>\n<div class=\"right\">\n<div class=\"adv-wrapper tooltip-tippy-fcc\" title=\"Forbes Advisor may earn a commission from this advertiser.\">\n<div class=\"adv-text\">Ad<\/div>\n<div class=\"adv-icon\"><\/div>\n<\/div>\n<div class=\"btn-wrap\"><a href=\"https:\/\/goto.americanexpress.com\/c\/1955282\/420895\/7323?prodsku=137&amp;u=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard%2Fplatinum%2F%3Feep%3D91101%26extlink%3Daf-us-ccsg-PLALM&amp;intsrc=APIG_2726&amp;sharedid=12101420070\" class=\"apply-now cc-cta track-type c-button\" data-img=\"https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2025\/09\/5c57b0896a66636a5222dfc570dc886e.jpg\" data-advertiser=\"American Express\" rel=\"nofollow noopener\" target=\"_blank\" data-cta-text=\"Apply Now &lt;img loading=&quot;lazy&quot; 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Fees&quot;,&quot;clickCat&quot;:&quot;Primary&quot;,&quot;clickUrl&quot;:&quot;https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms&quot;,&quot;clickType&quot;:&quot;external&quot;}\" class=\"bold\">Rates &amp; Fees&nbsp;<\/a><span class=\"terms-apply\">\/ Terms Apply<\/span><\/div>\n<\/div>\n<div class=\"bottom-wrap\"><\/div>\n<\/div>\n<div class=\"right\">\n<div class=\"btn-wrap d-none mobile-btn-wrap\"><a href=\"https:\/\/goto.americanexpress.com\/c\/1955282\/420895\/7323?prodsku=137&amp;u=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard%2Fplatinum%2F%3Feep%3D91101%26extlink%3Daf-us-ccsg-PLALM&amp;intsrc=APIG_2726&amp;sharedid=12101420070\" class=\"apply-now cc-mobile-cta track-type c-button\" data-img=\"https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2025\/09\/5c57b0896a66636a5222dfc570dc886e.jpg\" data-advertiser=\"American Express\" rel=\"nofollow noopener\" target=\"_blank\" data-cta-text=\"Apply Now &lt;img loading=&quot;lazy&quot; width=&quot;24&quot; height=&quot;24&quot; src=&quot;https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/lock-white-icon.svg&quot; alt=&quot;Apply Now&quot;&gt;\" data-link-placement=\"Button Link\" data-url=\"https:\/\/goto.americanexpress.com\/c\/1955282\/420895\/7323?prodsku=137&amp;u=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard%2Fplatinum%2F%3Feep%3D91101%26extlink%3Daf-us-ccsg-PLALM&amp;intsrc=APIG_2726&amp;sharedid=12101420070\" data-component-title=\"Credit Card Widget\" data-product-name=\"American Express Platinum Card\u00ae\" data-product-category=\"Credit Card\" data-product-position=\"NA\" data-product-badge=\"NA\" data-product-rating=\"4.7\" data-product-offer=\"Yes\" data-wp-postid=\"288190\" data-product-id=\"NA\" data-product-segment=\"NA\" data-ecom-conversion=\"{&quot;clickText&quot;:&quot;American Express Platinum Cardu00ae&quot;,&quot;clickUrl&quot;:&quot;https:\/\/goto.americanexpress.com\/c\/1955282\/420895\/7323?prodsku=137&amp;u=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard%2Fplatinum%2F%3Feep%3D91101%26extlink%3Daf-us-ccsg-PLALM&amp;intsrc=APIG_2726&amp;sharedid=12101420070&quot;,&quot;partnerName&quot;:&quot;Impact&quot;}\"><span>Apply Now <img loading=\"lazy\" width=\"24\" height=\"24\" src=\"https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/lock-white-icon.svg\" alt=\"Apply Now\" \/><\/span><\/a><\/p>\n<div class=\"secure-site-txt\">On American Express&#8217;s Website<\/div>\n<\/div>\n<div class=\"rewards-wrapper\">\n<div class=\"left\">\n<div class=\"icon-wrap\"><\/div>\n<\/div>\n<div class=\"right\">\n<p class=\"cc-reward-rate\">5X Reward Rate<\/p>\n<p class=\"cc-reward-desc\"><span>5X Membership Rewards\u00ae points on all flights and prepaid hotel bookings through American Express Travel\u00ae, including Fine Hotels + Resorts\u00ae<\/span><a href=\"void(0);\" class=\"read-more\" data-description=\"5X Membership Rewards\u00ae points on all flights and prepaid hotel bookings through American Express Travel\u00ae, including Fine Hotels + Resorts\u00ae and The Hotel Collection bookings. Earn 5X points on flights purchased directly from airlines or through American Express Travel\u00ae on up to $500,000 on these purchases per calendar year. Earn 1 point for every $1 spent on other eligible purchases.\" data-shortDescription=\"5X Membership Rewards\u00ae points on all flights and prepaid hotel bookings through American Express Travel\u00ae, including Fine Hotels + Resorts\u00ae\">Read More<\/a><\/p>\n<\/div>\n<\/div>\n<div class=\"facts-wrapper\">\n<div class=\"facts\">\n<h4 class=\"fact\">Welcome Bonus<span class=\"icon-tooltip icon-info tooltip tooltip-tippy\" data-tooltip-content=\"#welcome_bonus_tooltip_content288190\"><\/span><\/h4>\n<p class=\"fact-value\">As High As 175,000 points. Find Out Your Offer.<\/p>\n<\/div>\n<div class=\"facts\">\n<h4 class=\"fact\">Annual Fee<\/h4>\n<p class=\"fact-value\">$895<\/p>\n<\/div>\n<div class=\"facts\">\n<h4 class=\"fact\">Regular APR<\/h4>\n<p class=\"fact-value\">See Pay Over Time APR<\/p>\n<\/div>\n<div class=\"facts\">\n<h4 class=\"fact\">Credit Score<span class=\"icon-tooltip icon-info tooltip tooltip-tippy\" data-tooltip-content=\"#credit_score_tooltip\"><\/span><\/h4>\n<p class=\"fact-value\">Good, Excellent<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"card-bottom-wrap\">\n<div class=\"tab-content-wrapper\">\n<div class=\"accordion-tab \" data-ecom-misc-click=\"{&quot;clickText&quot;:&quot;Card Details&quot;,&quot;clickType&quot;:&quot;Accordion&quot;,&quot;referenceText&quot;:&quot;American Express Platinum Cardu00ae&quot;}\">Card Details<\/div>\n<div id=\"card_details288190\" class=\"c-tab--content list-points rewards-credit-cards\">\n<ul>\n<li>You may be eligible for as high as 175,000 Membership Rewards\u00ae points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you\u2019re approved and find out your exact welcome offer amount \u2013 all with no credit score impact. If you\u2019re approved and choose to accept the Card, your score may be impacted.<\/li>\n<li>Get more for your travels with 5X Membership Rewards\u00ae points on all flights and prepaid hotel bookings through American Express Travel\u00ae, including Fine Hotels + Resorts\u00ae and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel\u00ae on up to $500,000 on these purchases per calendar year.<\/li>\n<li>More Value! With over 1,550 airport lounges &#8211; more than any other credit card company on the market* &#8211; enjoy the benefits of the Global Lounge Collection\u00ae, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club\u00ae visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07\/2025.<\/li>\n<li>More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card\u00ae you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card\u00ae to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card\u00ae to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.<\/li>\n<li>More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card\u00ae at participating partners. Enrollment required.<\/li>\n<li>More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts\u00ae or The Hotel Collection* bookings through American Express Travel\u00ae using the Platinum Card\u00ae. *The Hotel Collection requires a minimum two-night stay.<\/li>\n<li>New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card\u00ae to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card\u00ae. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.<\/li>\n<li>More Value! $209 CLEAR\u00ae Plus Credit: CLEAR\u00ae Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card\u00ae. *Excluding any applicable taxes and fees. Subject to auto-renewal.<\/li>\n<li>$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card\u00ae Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms &amp; conditions for more details.<\/li>\n<li>Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts\u00ae through American Express Travel\u00ae, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.<\/li>\n<li>New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card\u00ae for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That\u2019s up to $300 in statement credits each calendar year. Enrollment required.<\/li>\n<li>$155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card\u00ae.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.<\/li>\n<li>$100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card\u00ae. That\u2019s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.<\/li>\n<li>Whenever you need us, we&#8217;re here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24\/7.<\/li>\n<li>$895 annual fee.<\/li>\n<li>Terms Apply.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"tooltip_templates d-none\">\n<div id=\"welcome_bonus_tooltip_content288190\" class=\"tooltip_content\">You may be eligible for as high as 175,000 Membership Rewards\u00ae Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n<div id=\"credit_score_tooltip\">Credit Score ranges are based on FICO\u00ae credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.<\/div>\n<\/div>\n<\/section>\n<p><!-- \/fadv:ignore-wpautop --><\/p>\n<h2>1. Use Perks That Can Turn Travel Hassles Into Travel Comforts<\/h2>\n<p>Long security lines, crowded gates or surprise fees can make traveling stressful. But a practical way to ease the stress is to match each stage of the trip with a premium benefit that can help streamline the process or add comfort.<\/p>\n<p>Here\u2019s how it can look in action with a premium card like the American Express Platinum Card \u00ae:<\/p>\n<ul>\n<li><strong>Earn more with travel:<\/strong> Earn 5x Membership Rewards\u00ae points on flights and prepaid hotel bookings through American Express Travel\u00ae, so every trip helps fund the next. You earn 5x points on flights purchased directly from airlines or through American Express Travel\u00ae on up to $500,000 on these purchases per calendar year.<\/li>\n<li><strong>Get to your gate faster:<\/strong> Enjoy up to $209 in annual statement credits after you use your American Express Platinum Card\u00ae to pay for an auto-renewing CLEAR\u00ae Plus Membership. CLEAR\u00ae Plus can help you get to your gate faster at 50+ airports nationwide.<\/li>\n<li><strong>Upgrade the downtime:<\/strong> Tap into the American Express Global Lounge Collection\u00ae, the largest global lounge network with over 1,550 airport lounges\u2014more than any other credit card company on the market as of July 2025. Enjoy premium food and cocktails, Wi-Fi and a quiet seat during layovers or delays. The Global Lounge Collection\u00ae has an annual value of over $850, with access to Centurion Lounges, 10 complimentary Delta Sky Club\u00ae visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges.<\/li>\n<li><strong>Cover incidental airline charges:<\/strong> Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags, are charged by the airline to your Platinum Card\u00ae Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you don\u2019t see a credit for a qualifying incidental purchase on your eligible Card after eight weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms &amp; conditions for more details.<\/li>\n<\/ul>\n<p>Stacked together, these types of perks can help you save hundreds of dollars and make each travel day feel more seamless.<\/p>\n<h2>2. Book Stays With Premium Hotel Benefits<\/h2>\n<p>Sometimes premium perks like room upgrades, a guaranteed late checkout and credits can offer more immediate value than the points you earn at a hotel check-in. A guaranteed late checkout can buy you an extra afternoon, daily breakfast can offset meal costs and a $100 credit toward eligible property charges can turn dinner or a spa visit into an easy indulgence.<\/p>\n<p>For instance, with the American Express Platinum Card, you can tap into<\/p>\n<ul>\n<li><strong>$600 Hotel Credit:<\/strong> Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts\u00ae or The Hotel Collection bookings through American Express Travel\u00ae using your Platinum Card\u00ae. The Hotel Collection requires a minimum two-night stay.<\/li>\n<li><strong>Fine Hotels + Resorts\u00ae:<\/strong> When booking\u00a0 through American Express Travel\u00ae, you get access to a curated set of luxury properties that include daily breakfast for two, room upgrade upon arrival when available, $100 credit toward eligible charges, which vary by property, guaranteed 4 p.m. checkout, and noon check-in when available. Certain room categories aren\u2019t eligible for upgrade and the actual value will vary based on the property, room rate, upgrade availability and use of benefits.<\/li>\n<li><strong>Leaders Club Sterling Status:<\/strong> With the Platinum Card\u00ae, you can receive complimentary Leaders Club Sterling Status from The Leading Hotels of the World\u00ae upon enrollment. Enjoy exclusive benefits, such as a 5% Leaders Club points bonus on qualifying stays and five pre-arrival upgrades annually, subject to availability.<\/li>\n<\/ul>\n<p>The specifics can vary by card, but the same principle applies: Hotel benefits can significantly change the feel of a trip. Often, the real value isn\u2019t just in saving money. It\u2019s in getting time back, simplifying logistics or adding a bit of comfort. Used thoughtfully, those small advantages can make a short stay feel more complete and a longer one feel less complicated. Plus, with access to premium hotel collections and status perks, Platinum Card Membership can provide access and additional benefits at premium properties around the globe.<\/p>\n<h2>3. Turn Meals Into Memorable Experiences<\/h2>\n<p>Some premium cards are also reshaping how dining benefits work. Beyond the familiar points-for-meals model, they bring together access to exclusive reservations and chef-driven events with credits that help take the sting out of the bill. The chance to book a sought-after table on short notice or to enjoy a celebratory meal that feels affordable can make dining a rewarding benefit of having a premium card.<\/p>\n<p>The American Express Platinum Card\u00ae shows how this can come to life. With the $400 Resy Credit, enrolled Card Members can receive up to $100 in statement credits each quarter when they use their Platinum Card on eligible purchases through Resy or dining purchases at over 10,000 U.S. Resy restaurants (as of March 2025). Resy is a platform used for discovering and booking dining experiences.<br \/>\nThat credit pairs well with Platinum Nights by Resy, which gets you special access to reservations on select nights, in select cities at participating in demand Resy restaurants with your Platinum Card\u00ae. Simply add your eligible Card to your Resy profile to discover and book Platinum Nights reservations. Platinum Nights reservations are available at restaurants across New York, Los Angeles, and Miami. Think seats like Tatiana in New York City, Quarter Sheets in Los Angeles and Carbone in Miami.<\/p>\n<p>The result is premium dining benefits that extend beyond reducing the bill. They create opportunities to shape evenings that feel more memorable, whether you\u2019re celebrating an anniversary or planning a weekend night out with friends.<\/p>\n<h2>4. Stack Wellness and Lifestyle Credits To Support Your Daily Routine<\/h2>\n<p>A premium card\u2019s value isn\u2019t limited to trips and nights out. Many now layer in benefits that provide savings on things like fitness memberships, health tech or delivery services you already use. When aligned with your weekly or seasonal routines, these credits can be just as meaningful as travel rewards.<\/p>\n<p>Because lifestyle perks often require enrollment or periodic check-ins, a little structure goes a long way. Setting reminders to refresh workout gear, routing relevant subscriptions through the card and timing purchases around credit windows can help make sure nothing slips by.<\/p>\n<p>With the American Express Platinum Card, that could mean:<\/p>\n<ul>\n<li>Enjoying the $300 lululemon Credit, which means getting up to $75 back in statement credits each quarter when your Platinum Card\u00ae is used for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment is required.<\/li>\n<li>Receiving a statement credit for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with your Platinum Card\u00ae. Up to $12.95 plus applicable local sales tax with Plus Ups not eligible.<\/li>\n<li>Receiving up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on your Platinum Card\u00ae. That\u2019s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December, with enrollment required and no minimum purchase requirement.<\/li>\n<li>Using the $200 Oura Credit, which means receiving up to $200 in statement credits when you use the Platinum Card\u00ae to purchase an Oura Ring at Ouraring.com each calendar year. Enrollment required.<\/li>\n<li>Getting up to $300 in statement credits each year when you pay for an Equinox+ subscription with live and on-demand classes, or an Equinox club membership (subject to auto-renewal) with your Platinum card and when you enroll on the <span data-ecom-container=\"{&quot;componentTitle&quot;:&quot;Equinox site&quot;,&quot;componentType&quot;:&quot;Incontent Link&quot;}\"><a href=\"https:\/\/platinum.equinox.com\/\" target=\"_blank\" rel=\"noopener\">Equinox site<\/a><\/span>.<\/li>\n<\/ul>\n<p><!-- fadv:ignore-wpautop --><\/p>\n<section class=\"fcc-widget-wrapper \">\n<div class=\"exclude-eds featured-cc\" data-ecom-product=\"{&quot;itemId&quot;:&quot;288190&quot;,&quot;itemName&quot;:&quot;American Express Platinum Cardu00ae&quot;,&quot;itemBrand&quot;:&quot;Impact&quot;,&quot;itemCategory&quot;:&quot;Credit cards&quot;,&quot;itemCategory2&quot;:&quot;&quot;,&quot;itemCategory3&quot;:&quot;&quot;,&quot;itemCategory4&quot;:&quot;&quot;,&quot;price&quot;:0,&quot;quantity&quot;:1,&quot;affiliation&quot;:&quot;Impact&quot;,&quot;coupon&quot;:&quot;&quot;,&quot;secondaryCallout&quot;:&quot;&quot;,&quot;initialCost&quot;:0,&quot;subscriptionCost&quot;:0}\">\n<div class=\"featured-card-label\"><span class=\"featured-card-label-txt\">Featured Partner Offer<\/span><\/div>\n<p>\/*! purgecss start ignore *\/.tooltip-tippy{cursor:pointer}.tippy-box&gt;.tippy-arrow:before{border:7px solid 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.cc-wrapper-inner,.post-template-default .compare-section:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .compare-section:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .featured-card-pdpcompare:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .featured-card-pdpcompare:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .featured-cc:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .featured-cc:has(.promo-wrapper).featured-card .cc-wrapper-inner{border-top:none}<\/p>\n<div class=\"promo-wrapper\">\n<div class=\"promo-icon\"><\/div>\n<div class=\"promo-text\">Card Update! Plus, Find out your Offer, which could be As High As 175,000 Points.<\/div>\n<div class=\"promo-tooltip bonus-lto-tooltip-missing\" title=\"You may be eligible for as high as 175,000 Membership Rewards\u00ae Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.\"><\/div>\n<\/div>\n<div class=\"cc-wrapper-inner shadow-effect relative \">\n<div class=\"card-top-wrap \">\n<div class=\"left no-best-for\">\n<h3 class=\"card-title\">American Express Platinum Card\u00ae<\/h3>\n<\/div>\n<div class=\"right\">\n<div class=\"adv-wrapper tooltip-tippy-fcc\" title=\"Forbes Advisor may earn a commission from this advertiser.\">\n<div class=\"adv-text\">Ad<\/div>\n<div class=\"adv-icon\"><\/div>\n<\/div>\n<div class=\"btn-wrap\"><a href=\"https:\/\/goto.americanexpress.com\/c\/1955282\/420895\/7323?prodsku=137&amp;u=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard%2Fplatinum%2F%3Feep%3D91101%26extlink%3Daf-us-ccsg-PLALM&amp;intsrc=APIG_2726&amp;sharedid=12101420070\" class=\"apply-now cc-cta track-type c-button\" data-img=\"https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2025\/09\/5c57b0896a66636a5222dfc570dc886e.jpg\" data-advertiser=\"American Express\" rel=\"nofollow noopener\" target=\"_blank\" data-cta-text=\"Apply Now &lt;img loading=&quot;lazy&quot; width=&quot;24&quot; height=&quot;24&quot; src=&quot;https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/lock-white-icon.svg&quot; alt=&quot;Apply Now&quot;&gt;\" data-link-placement=\"Button Link\" data-url=\"https:\/\/goto.americanexpress.com\/c\/1955282\/420895\/7323?prodsku=137&amp;u=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard%2Fplatinum%2F%3Feep%3D91101%26extlink%3Daf-us-ccsg-PLALM&amp;intsrc=APIG_2726&amp;sharedid=12101420070\" data-component-title=\"Credit Card Widget\" data-product-name=\"American Express Platinum Card\u00ae\" data-product-category=\"Credit Card\" data-product-position=\"NA\" data-product-badge=\"NA\" data-product-rating=\"4.7\" data-product-offer=\"Yes\" data-wp-postid=\"288190\" data-product-id=\"NA\" data-product-segment=\"NA\" data-ecom-conversion=\"{&quot;clickText&quot;:&quot;American Express Platinum Cardu00ae&quot;,&quot;clickUrl&quot;:&quot;https:\/\/goto.americanexpress.com\/c\/1955282\/420895\/7323?prodsku=137&amp;u=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard%2Fplatinum%2F%3Feep%3D91101%26extlink%3Daf-us-ccsg-PLALM&amp;intsrc=APIG_2726&amp;sharedid=12101420070&quot;,&quot;partnerName&quot;:&quot;Impact&quot;}\"><span>Apply Now <img loading=\"lazy\" width=\"24\" height=\"24\" src=\"https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/lock-white-icon.svg\" alt=\"Apply Now\" \/><\/span><\/a><\/p>\n<div class=\"secure-site-txt\">On American Express&#8217;s Website<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"card-middle-wrap\">\n<div class=\"left\">\n<div class=\"card-image-outer\">\n<div class=\"partner-offer\">Partner Offer<\/div>\n<div class=\"card-image-wrapper\"><a href=\"https:\/\/goto.americanexpress.com\/c\/1955282\/420895\/7323?prodsku=137&amp;u=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard%2Fplatinum%2F%3Feep%3D91101%26extlink%3Daf-us-ccsg-PLALM&amp;intsrc=APIG_2726&amp;sharedid=12101420070\" class=\"image-overlay-wrapper cc-image-cta track-type\" data-img=\"https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2025\/09\/5c57b0896a66636a5222dfc570dc886e.jpg\" data-advertiser=\"American Express\" rel=\"nofollow noopener\" target=\"_blank\" data-cta-text=\"NA\" data-link-placement=\"Image Link\" data-url=\"https:\/\/goto.americanexpress.com\/c\/1955282\/420895\/7323?prodsku=137&amp;u=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard%2Fplatinum%2F%3Feep%3D91101%26extlink%3Daf-us-ccsg-PLALM&amp;intsrc=APIG_2726&amp;sharedid=12101420070\" data-component-title=\"Credit Card Widget\" data-product-name=\"American Express Platinum Card\u00ae\" data-product-category=\"Credit Card\" data-product-position=\"NA\" data-product-badge=\"NA\" data-product-rating=\"4.7\" data-product-offer=\"Yes\" data-wp-postid=\"288190\" data-product-id=\"NA\" data-product-segment=\"NA\" data-ecom-conversion=\"{&quot;clickText&quot;:&quot;American Express Platinum Cardu00ae&quot;,&quot;clickUrl&quot;:&quot;https:\/\/goto.americanexpress.com\/c\/1955282\/420895\/7323?prodsku=137&amp;u=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard%2Fplatinum%2F%3Feep%3D91101%26extlink%3Daf-us-ccsg-PLALM&amp;intsrc=APIG_2726&amp;sharedid=12101420070&quot;,&quot;partnerName&quot;:&quot;Impact&quot;}\"><img loading=\"lazy\" class=\"card-image\" width=\"150\" height=\"94\" src=\"http:\/\/www.capitalskips.com\/wp-content\/uploads\/2025\/09\/5c57b0896a66636a5222dfc570dc886e.png\" alt=\"American Express Platinum Card\u00ae\" \/><\/p>\n<div class=\"img-overlay\"><span>Click Here To Apply Now<\/span><\/div>\n<p><\/a><\/div>\n<div class=\"rates-fees-wrapper\"><a href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" target=\"_blank\" rel=\"nofollow noopener\" data-ecom-link=\"{&quot;clickText&quot;:&quot;Rates &amp; Fees&quot;,&quot;clickCat&quot;:&quot;Primary&quot;,&quot;clickUrl&quot;:&quot;https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms&quot;,&quot;clickType&quot;:&quot;external&quot;}\" class=\"bold\">Rates &amp; Fees&nbsp;<\/a><span class=\"terms-apply\">\/ Terms Apply<\/span><\/div>\n<\/div>\n<div class=\"bottom-wrap\"><\/div>\n<\/div>\n<div class=\"right\">\n<div class=\"btn-wrap d-none mobile-btn-wrap\"><a href=\"https:\/\/goto.americanexpress.com\/c\/1955282\/420895\/7323?prodsku=137&amp;u=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard%2Fplatinum%2F%3Feep%3D91101%26extlink%3Daf-us-ccsg-PLALM&amp;intsrc=APIG_2726&amp;sharedid=12101420070\" class=\"apply-now cc-mobile-cta track-type c-button\" data-img=\"https:\/\/www.forbes.com\/advisor\/wp-content\/uploads\/2025\/09\/5c57b0896a66636a5222dfc570dc886e.jpg\" data-advertiser=\"American Express\" rel=\"nofollow noopener\" target=\"_blank\" data-cta-text=\"Apply Now &lt;img loading=&quot;lazy&quot; width=&quot;24&quot; height=&quot;24&quot; src=&quot;https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/lock-white-icon.svg&quot; alt=&quot;Apply Now&quot;&gt;\" data-link-placement=\"Button Link\" data-url=\"https:\/\/goto.americanexpress.com\/c\/1955282\/420895\/7323?prodsku=137&amp;u=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard%2Fplatinum%2F%3Feep%3D91101%26extlink%3Daf-us-ccsg-PLALM&amp;intsrc=APIG_2726&amp;sharedid=12101420070\" data-component-title=\"Credit Card Widget\" data-product-name=\"American Express Platinum Card\u00ae\" data-product-category=\"Credit Card\" data-product-position=\"NA\" data-product-badge=\"NA\" data-product-rating=\"4.7\" data-product-offer=\"Yes\" data-wp-postid=\"288190\" data-product-id=\"NA\" data-product-segment=\"NA\" data-ecom-conversion=\"{&quot;clickText&quot;:&quot;American Express Platinum Cardu00ae&quot;,&quot;clickUrl&quot;:&quot;https:\/\/goto.americanexpress.com\/c\/1955282\/420895\/7323?prodsku=137&amp;u=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard%2Fplatinum%2F%3Feep%3D91101%26extlink%3Daf-us-ccsg-PLALM&amp;intsrc=APIG_2726&amp;sharedid=12101420070&quot;,&quot;partnerName&quot;:&quot;Impact&quot;}\"><span>Apply Now <img loading=\"lazy\" width=\"24\" height=\"24\" src=\"https:\/\/www.forbes.com\/advisor\/wp-content\/themes\/fadv\/assets\/img\/lock-white-icon.svg\" alt=\"Apply Now\" \/><\/span><\/a><\/p>\n<div class=\"secure-site-txt\">On American Express&#8217;s Website<\/div>\n<\/div>\n<div class=\"rewards-wrapper\">\n<div class=\"left\">\n<div class=\"icon-wrap\"><\/div>\n<\/div>\n<div class=\"right\">\n<p class=\"cc-reward-rate\">5X Reward Rate<\/p>\n<p class=\"cc-reward-desc\"><span>5X Membership Rewards\u00ae points on all flights and prepaid hotel bookings through American Express Travel\u00ae, including Fine Hotels + Resorts\u00ae<\/span><a href=\"void(0);\" class=\"read-more\" data-description=\"5X Membership Rewards\u00ae points on all flights and prepaid hotel bookings through American Express Travel\u00ae, including Fine Hotels + Resorts\u00ae and The Hotel Collection bookings. Earn 5X points on flights purchased directly from airlines or through American Express Travel\u00ae on up to $500,000 on these purchases per calendar year. Earn 1 point for every $1 spent on other eligible purchases.\" data-shortDescription=\"5X Membership Rewards\u00ae points on all flights and prepaid hotel bookings through American Express Travel\u00ae, including Fine Hotels + Resorts\u00ae\">Read More<\/a><\/p>\n<\/div>\n<\/div>\n<div class=\"facts-wrapper\">\n<div class=\"facts\">\n<h4 class=\"fact\">Welcome Bonus<span class=\"icon-tooltip icon-info tooltip tooltip-tippy\" data-tooltip-content=\"#welcome_bonus_tooltip_content288190\"><\/span><\/h4>\n<p class=\"fact-value\">As High As 175,000 points. Find Out Your Offer.<\/p>\n<\/div>\n<div class=\"facts\">\n<h4 class=\"fact\">Annual Fee<\/h4>\n<p class=\"fact-value\">$895<\/p>\n<\/div>\n<div class=\"facts\">\n<h4 class=\"fact\">Regular APR<\/h4>\n<p class=\"fact-value\">See Pay Over Time APR<\/p>\n<\/div>\n<div class=\"facts\">\n<h4 class=\"fact\">Credit Score<span class=\"icon-tooltip icon-info tooltip tooltip-tippy\" data-tooltip-content=\"#credit_score_tooltip\"><\/span><\/h4>\n<p class=\"fact-value\">Good, Excellent<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"card-bottom-wrap\">\n<div class=\"tab-content-wrapper\">\n<div class=\"accordion-tab \" data-ecom-misc-click=\"{&quot;clickText&quot;:&quot;Card Details&quot;,&quot;clickType&quot;:&quot;Accordion&quot;,&quot;referenceText&quot;:&quot;American Express Platinum Cardu00ae&quot;}\">Card Details<\/div>\n<div id=\"card_details288190\" class=\"c-tab--content list-points rewards-credit-cards\">\n<ul>\n<li>You may be eligible for as high as 175,000 Membership Rewards\u00ae points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you\u2019re approved and find out your exact welcome offer amount \u2013 all with no credit score impact. If you\u2019re approved and choose to accept the Card, your score may be impacted.<\/li>\n<li>Get more for your travels with 5X Membership Rewards\u00ae points on all flights and prepaid hotel bookings through American Express Travel\u00ae, including Fine Hotels + Resorts\u00ae and The Hotel Collection bookings. You earn 5X points on flights purchased directly from airlines or through American Express Travel\u00ae on up to $500,000 on these purchases per calendar year.<\/li>\n<li>More Value! With over 1,550 airport lounges &#8211; more than any other credit card company on the market* &#8211; enjoy the benefits of the Global Lounge Collection\u00ae, over $850 of annual value, with access to Centurion Lounges, 10 complimentary Delta Sky Club\u00ae visits when flying on an eligible Delta flight (subject to visit limitations), Priority Pass Select membership (enrollment required), and other select partner lounges. * As of 07\/2025.<\/li>\n<li>More Value! $200 Uber Cash + $120 Uber One Credit: With the Platinum Card\u00ae you can receive $15 in Uber Cash each month plus a bonus $20 in December when you add your Platinum Card\u00ae to your Uber account to use on rides and orders in the U.S when you select an Amex Card for your transaction. Plus, when you use the Platinum Card\u00ae to pay for an auto-renewing Uber One membership, you can get up to $120 in statement credits each calendar year. Terms apply.<\/li>\n<li>More Value! $300 Digital Entertainment Credit: Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card\u00ae at participating partners. Enrollment required.<\/li>\n<li>More Value! $600 Hotel Credit: Get up to $300 in statement credits semi-annually on prepaid Fine Hotels + Resorts\u00ae or The Hotel Collection* bookings through American Express Travel\u00ae using the Platinum Card\u00ae. *The Hotel Collection requires a minimum two-night stay.<\/li>\n<li>New! $400 Resy Credit + Platinum Nights by Resy: When you use the Platinum Card\u00ae to pay at U.S. Resy restaurants and to make other eligible purchases through Resy, you can get up to $100 in statement credits each quarter with the $400 Resy Credit benefit. Plus, with Platinum Nights by Resy, you can get special access to reservations on select nights at participating in demand Resy restaurants with the Platinum Card\u00ae. Simply add your eligible Card to your Resy profile to book and discover Platinum Nights reservations near you, enrollment required.<\/li>\n<li>More Value! $209 CLEAR\u00ae Plus Credit: CLEAR\u00ae Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. You can cover the cost of a CLEAR Plus Membership* with up to $209 in statement credits per calendar year after you pay for CLEAR Plus with the Platinum Card\u00ae. *Excluding any applicable taxes and fees. Subject to auto-renewal.<\/li>\n<li>$200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to the Platinum Card\u00ae Account*. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms &amp; conditions for more details.<\/li>\n<li>Start your vacation sooner, and keep it going longer. When you book Fine Hotels + Resorts\u00ae through American Express Travel\u00ae, enjoy noon check-in upon arrival, when available, and guaranteed 4PM check-out.<\/li>\n<li>New! $300 lululemon Credit: Enjoy up to $75 in statement credits each quarter when you use the Platinum Card\u00ae for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. That\u2019s up to $300 in statement credits each calendar year. Enrollment required.<\/li>\n<li>$155 Walmart+ Credit: Receive a statement credit* for one monthly Walmart+ membership (subject to auto-renewal) after you pay for Walmart+ each month with the Platinum Card\u00ae.*Up to $12.95 plus applicable local sales tax. Plus Ups not eligible.<\/li>\n<li>$100 Saks Credit: Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue or saks.com on the Platinum Card\u00ae. That\u2019s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. No minimum purchase required. Enrollment required.<\/li>\n<li>Whenever you need us, we&#8217;re here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24\/7.<\/li>\n<li>$895 annual fee.<\/li>\n<li>Terms Apply.<\/li>\n<\/ul>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"tooltip_templates d-none\">\n<div id=\"welcome_bonus_tooltip_content288190\" class=\"tooltip_content\">You may be eligible for as high as 175,000 Membership Rewards\u00ae Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer.<\/div>\n<div id=\"credit_score_tooltip\">Credit Score ranges are based on FICO\u00ae credit scoring. This is just one scoring method and a credit card issuer may use another method when considering your application. These are provided as guidelines only and approval is not guaranteed.<\/div>\n<\/div>\n<\/section>\n<p><!-- \/fadv:ignore-wpautop --><\/p>\n<h2>5. Unlock Doors With Exclusive Access<\/h2>\n<p>Some of the most memorable premium card benefits can come through exclusive access, from sold-out concerts to hard-to-book restaurants and last-minute travel fixes.<\/p>\n<p>With the American Express Platinum Card, that access can take shape through its:<\/p>\n<ul>\n<li><strong>Premium Events Collection<\/strong>, offering one-of-a-kind experiences across sports, dining, fashion and the arts.<\/li>\n<li><strong>Global Dining Access by Resy<\/strong>, which is a benefit that gives you special access to sought-after restaurants when you add your Platinum Card\u00ae to your Resy profile. From daily exclusive tables and Priority Notify to presale access for special experiences, you can attend events like Emeril\u2019s 35th Guest Series in New Orleans with Eric Ripert or the KOL x Atomix collaboration in New York.<\/li>\n<\/ul>\n<h2>When Premium Benefits Become Everyday Living<\/h2>\n<p>The real advantage of a premium card comes from weaving its benefits into your lifestyle, where they can naturally add value. A trip booked through the card\u2019s portal may bring hotel credits, airline fee offsets and bonus points together all in one place. Dining benefits line up with travel plans or celebratory nights out, while wellness and shopping benefits can sync with seasonal routines, like new outfits for the spring or summer or upgrading self-care in winter.<\/p>\n<p>Premium cards often deliver the most when they can help make everyday life experiences smoother, travel less stressful and special occasions more memorable. If that sounds like the kind of value you\u2019re looking for, you can <span data-ecom-container=\"{&quot;componentTitle&quot;:&quot;learn more about the Platinum Cardu00ae from American Express&quot;,&quot;componentType&quot;:&quot;Incontent Link&quot;}\"><a href=\"https:\/\/goto.americanexpress.com\/c\/1955282\/420895\/7323?prodsku=137&amp;u=https%3A%2F%2Fwww.americanexpress.com%2Fus%2Fcredit-cards%2Fcard%2Fplatinum%2F%3Feep%3D91101%26extlink%3Daf-us-ccsg-PLALM&amp;intsrc=APIG_2726&amp;sharedid=12101420070\" target=\"_blank\" rel=\"noopener\">learn more about the Platinum Card\u00ae from American Express<\/a><\/span>.<\/p>\n<p><em>To view rates and fees for American Express Platinum Card\u00ae please visit <a href=\"https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms\" data-placement=\"macro-shortcode\" data-ecom-link=\"{&quot;clickText&quot;:&quot;this page&quot;,&quot;clickCat&quot;:&quot;Primary&quot;,&quot;clickUrl&quot;:&quot;https:\/\/www.americanexpress.com\/us\/credit-cards\/card-application\/apply\/prospect\/terms\/platinum-card\/91101-10-0#offer-terms&quot;,&quot;clickType&quot;:&quot;external&quot;}\">this page<\/a>.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Terms apply to benefits and offers included in this article. A premium credit card can be more than just a way to cut costs on flights. Used strategically, it can help elevate your lifestyle by turning everyday spending into upgraded seats, better hotel stays and fewer hassles. But the perks don\u2019t stop at travel. Today&#8217;s [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":277,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[],"_links":{"self":[{"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/posts\/349"}],"collection":[{"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/comments?post=349"}],"version-history":[{"count":2,"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/posts\/349\/revisions"}],"predecessor-version":[{"id":351,"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/posts\/349\/revisions\/351"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/media\/277"}],"wp:attachment":[{"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/media?parent=349"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/categories?post=349"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/tags?post=349"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}