{"id":444,"date":"2025-10-24T14:49:07","date_gmt":"2025-10-24T14:49:07","guid":{"rendered":"http:\/\/www.capitalskips.com\/?p=444"},"modified":"2025-10-27T12:14:37","modified_gmt":"2025-10-27T12:14:37","slug":"bank-of-americas-2025-more-rewards-day-returns-with-up-to-50-in-bonus-value","status":"publish","type":"post","link":"http:\/\/www.capitalskips.com\/index.php\/2025\/10\/24\/bank-of-americas-2025-more-rewards-day-returns-with-up-to-50-in-bonus-value\/","title":{"rendered":"Bank Of America\u2019s 2025 More Rewards Day Returns With Up To $50 In Bonus Value"},"content":{"rendered":"
Bank of America is bringing back its More Rewards Day promotion for the fourth year in a row.<\/p>\n
During the one-day promotion scheduled for Thursday, November 6, 2025, Bank of America consumer and business credit cardholders can earn bonus rewards on up to $2,500 in purchases, in addition to their card\u2019s standard rewards.<\/p>\n
Depending on the card, customers can earn as much as 8% cash back in total.<\/p>\n
In its fourth year, More Rewards Day has become a signature event for Bank of America\u2019s cardholders. The one-day promotion, launched in 2022, aims to give customers an annual rewards boost in the lead-up to the holiday shopping season.<\/p>\n
Eligible Bank of America credit cardholders are automatically enrolled in the bonus rewards on More Rewards Day\u2014no sign-up required.<\/p>\n
For this year\u2019s promotion on November 6, cardholders will earn 2% cash back, 2 points per dollar or 2 miles per dollar on their first $2,500 in purchases, with the rewards type depending on their card. These earnings are in addition to each card\u2019s standard rewards.<\/p>\n
Cardholders who do not hold a rewards credit card will earn 2% cash back in the form of a statement credit applied to their account.<\/p>\n
The total amount of rewards that can be earned during the promotion is capped at $50 in cash back, 5,000 points, 5,000 miles or a $50 statement credit.<\/p>\n
If you’re looking to maximize earnings during More Rewards Day, two Bank of America credit cards<\/a><\/span> stand out as the best options for getting the most back on your holiday purchases.<\/p>\n The Bank of America® Customized Cash Rewards credit card<\/a><\/span>, which has a $0 annual fee, earns 6% cash back for the first year in the eligible category of your choice, 2% cash back at grocery stores and wholesale clubs (up to $2,500 in combined choice category\/grocery store\/wholesale club quarterly purchases), and unlimited 1% cash back on all other purchases. After the first year from account opening, earn 3% cash back on purchases in your choice category and 2% cash back at grocery stores and wholesale clubs up to the quarterly maximum.<\/p>\n During More Rewards Day, first-year cardholders can earn up to 8% cash back on purchases in their chosen category. The $50 cash-back cap still applies, which means cardholders can reach the limit with $625 in category spending.<\/p>\n Outside of its rewards structure, the Customized Cash Rewards card offers new cardholders a $200 online cash rewards bonus after spending $1,000 in purchases in the first 90 days of account opening.<\/p>\n It also includes an intro APR offer: 0% introductory APR for 15 billing cycles on purchases and balance transfers made in the first 60 days, after that a variable APR of 17.99% to 27.99% applies. There’s a 3% balance transfer fee for 60 days from account opening, then 4%.<\/p>\n <\/p>\n \/*! purgecss start ignore *\/.tooltip-tippy{cursor:pointer}.tippy-box>.tippy-arrow:before{border:7px solid transparent;border-top-color:#fff;bottom:-22px;content:””;height:0;left:-5px;position:absolute;width:0}div.tippy-box{max-width:350px!important}.tippy-box[data-theme~=tippy-dark-theme],.tippy-box[data-theme~=tippy-fcc-dark-theme],.tippy-box[data-theme~=tippy-light-theme],.tippy-box[data-theme~=tippy-sem-cta-dark-theme],.tippy-box[data-theme~=tippy-wwus-theme]{background-color:#333;border-radius:8px;color:#fcf2ef;font-family:EuclidCircularB,sans-serif;font-size:14px;line-height:20px;padding:16px}.tippy-box[data-theme~=tippy-dark-theme].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-fcc-dark-theme].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-light-theme].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-sem-cta-dark-theme].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-wwus-theme].tippy-box>.tippy-arrow:before{border-top-color:#333}.tippy-box[data-theme~=tippy-dark-theme].tippy-box[data-placement~=top].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-fcc-dark-theme].tippy-box[data-placement~=top].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-light-theme].tippy-box[data-placement~=top].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-sem-cta-dark-theme].tippy-box[data-placement~=top].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-wwus-theme].tippy-box[data-placement~=top].tippy-box>.tippy-arrow:before{bottom:-29px;left:-7px}.tippy-box[data-theme~=tippy-dark-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-fcc-dark-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-light-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-sem-cta-dark-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before,.tippy-box[data-theme~=tippy-wwus-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before{bottom:136px;left:-7px;transform:rotate(180deg)}.tippy-box[data-theme~=tippy-light-theme]{background-color:#fff;border:1px solid #333;box-shadow:0 3px 15px #e2e2e2;color:#333;font-family:Georgia,serif;max-width:350px!important}@media screen and (min-width:768px){.tippy-box[data-theme~=tippy-light-theme]{min-width:500px!important}}.tippy-box[data-theme~=tippy-light-theme].tippy-box>.tippy-arrow:before{border-top-color:#fff}.tippy-box[data-theme~=tippy-light-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow{top:1px}.tippy-box[data-theme~=tippy-light-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before{bottom:-1px}.tippy-box[data-theme~=tippy-wwus-theme].tippy-box[data-placement~=top].tippy-box>.tippy-arrow:before{bottom:-28px}.tippy-box[data-theme~=tippy-wwus-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow{top:0}.tippy-box[data-theme~=tippy-wwus-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before{bottom:215px;top:-13px}.tippy-box[data-theme~=tippy-sem-cta-dark-theme]{max-width:184px!important;padding:8px 12px}.tippy-box[data-theme~=tippy-sem-cta-dark-theme].tippy-box[data-placement~=top].tippy-box>.tippy-arrow:before{bottom:-19px}.tippy-box[data-theme~=tippy-sem-cta-dark-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before{bottom:127px}@media screen and (min-width:768px){.tippy-box[data-theme~=tippy-sem-cta-dark-theme]{max-width:220px!important}.tippy-box[data-theme~=tippy-sem-cta-dark-theme].tippy-box[data-placement~=bottom].tippy-box>.tippy-arrow:before{bottom:108px}}.page-template .tippy-box[data-theme~=tippy-dark-theme],.page-template .tippy-box[data-theme~=tippy-fcc-dark-theme],.page-template .tippy-box[data-theme~=tippy-light-theme],.page-template .tippy-box[data-theme~=tippy-sem-cta-dark-theme],.page-template .tippy-box[data-theme~=tippy-wwus-theme],.post-template .tippy-box[data-theme~=tippy-dark-theme],.post-template .tippy-box[data-theme~=tippy-fcc-dark-theme],.post-template .tippy-box[data-theme~=tippy-light-theme],.post-template .tippy-box[data-theme~=tippy-sem-cta-dark-theme],.post-template .tippy-box[data-theme~=tippy-wwus-theme],.post-template-default .tippy-box[data-theme~=tippy-dark-theme],.post-template-default .tippy-box[data-theme~=tippy-fcc-dark-theme],.post-template-default .tippy-box[data-theme~=tippy-light-theme],.post-template-default .tippy-box[data-theme~=tippy-sem-cta-dark-theme],.post-template-default .tippy-box[data-theme~=tippy-wwus-theme]{font-family:Georgia,serif} <\/a><\/div>\n<\/div>\n 6% cash back offer<\/p>\n New offer! Earn 6% cash back for the first year in the category of your choice, 2% cash back at<\/span>Read More<\/a><\/p>\n<\/div>\n<\/div>\n $200<\/p>\n<\/div>\n $0<\/p>\n<\/div>\n 17.99% – 27.99% Variable APR on purchases and balance transfers<\/p>\n<\/div>\n Good, Excellent\t(670 – 739)<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n <\/p>\n Also for no annual fee, the Bank of America® Unlimited Cash Rewards credit card<\/a><\/span> earns the following: 2% cash back on purchases in the first year of account opening, earn unlimited 1.5% cash back on all purchases thereafter.<\/p>\n With the More Rewards Day bonus, first-year cardholders can earn up to 4% cash back on all purchases made during the promotion, up to the maximum limit.<\/p>\n The rest of the card\u2019s benefits are similar to those of the Customized Cash Rewards card. New cardholders receive a $200 online cash rewards bonus after spending $1,000 in purchases in the first 90 days of account opening.<\/p>\n A low introductory APR offer is also available: 0% introductory APR for 15 billing cycles on purchases and for any balance transfers made in the first 60 days of account opening, followed by a 17.99% to 27.99% variable APR. A 3% fee applies to balance transfers made in the first 60 days, then 4%.<\/p>\n If you\u2019re in the market for a Bank of America credit card, the Unlimited Cash Rewards card is a fit for those who prefer simplicity, earning a flat rate on all purchases rather than managing bonus categories. That said, those who spend heavily in specific categories may benefit more from the Customized Cash Rewards card\u2019s category-based structure, which can yield higher earnings when the bonus category is fully utilized.<\/p>\n Bank of America\u2019s More Rewards Day is a short window for cardholders to earn extra rewards, particularly for those planning large purchases and able to reach the $2,500 cap.<\/p>\n Still, the overall value depends on whether the promotion aligns with your regular spending habits. Before becoming swipe-happy on November 6, be mindful of only making purchases that you know you can pay off in full and on time. Carrying a balance after the promotion could result in interest charges<\/a><\/span> that outweigh any bonus rewards earned.<\/p>\n Bank of America\u2019s upcoming More Rewards Day provides existing customers with a limited-time bonus opportunity ahead of the holiday season. Its two main cash-back cards\u2014the Customized Cash Rewards and Unlimited Cash Rewards\u2014offer ongoing value suited to different spending preferences.<\/p>\n Whether you prefer to choose bonus categories or earn a flat rate on all purchases, these cards pack the strongest punch when it comes to earning cash back during the promotion.<\/p>\n","protected":false},"excerpt":{"rendered":" Bank of America is bringing back its More Rewards Day promotion for the fourth year in a row. During the one-day promotion scheduled for Thursday, November 6, 2025, Bank of America consumer and business credit cardholders can earn bonus rewards on up to $2,500 in purchases, in addition to their card\u2019s standard rewards. Depending on […]<\/p>\n","protected":false},"author":1,"featured_media":446,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[],"_links":{"self":[{"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/posts\/444"}],"collection":[{"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/comments?post=444"}],"version-history":[{"count":2,"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/posts\/444\/revisions"}],"predecessor-version":[{"id":447,"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/posts\/444\/revisions\/447"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/media\/446"}],"wp:attachment":[{"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/media?parent=444"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/categories?post=444"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/www.capitalskips.com\/index.php\/wp-json\/wp\/v2\/tags?post=444"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Bank of America® Customized Cash Rewards credit card<\/h3>\n
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.featured-card-pdpcompare:has(.promo-wrapper) .cc-wrapper-inner,.post-template .featured-card-pdpcompare:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template .featured-cc:has(.promo-wrapper) .cc-wrapper-inner,.post-template .featured-cc:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .card-review-block__content:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .card-review-block__content:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .cc-compare-widget:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .cc-compare-widget:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .cc-wrapper:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .cc-wrapper:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .compare-cc-wrapper:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .compare-cc-wrapper:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .compare-section:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .compare-section:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .featured-card-pdpcompare:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .featured-card-pdpcompare:has(.promo-wrapper).featured-card .cc-wrapper-inner,.post-template-default .featured-cc:has(.promo-wrapper) .cc-wrapper-inner,.post-template-default .featured-cc:has(.promo-wrapper).featured-card .cc-wrapper-inner{border-top:none}.tippy-box[data-theme=tippy-lto-light-theme]{background:#fff;border:1px solid #e5e5e5;border-radius:8px;color:#383c43;font-family:Work Sans,sans-serif;font-size:12px;font-weight:400;line-height:18px;max-width:min(267px,90vw)!important;padding:6px 12px;pointer-events:all}.tippy-box[data-theme=tippy-lto-light-theme]>.tippy-arrow:before{background:#fff;border:1px solid #e5e5e5;border-left:none;border-top:none;bottom:-7px;content:””;display:block;height:12px;position:absolute;transform:translateY(50%) rotate(45deg);width:12px}.tippy-box[data-theme=tippy-lto-light-theme][data-placement=bottom]>.tippy-arrow{top:0}.tippy-box[data-theme=tippy-lto-light-theme][data-placement=bottom]>.tippy-arrow:before{bottom:0;transform:translateY(50%) rotate(-135deg)}<\/p>\nBank of America® Customized Cash Rewards credit card<\/h3>\n<\/div>\n
<\/span><\/a><\/p>\n
<\/p>\n<\/span><\/div>\n<\/div>\n
<\/span><\/a><\/p>\n
Welcome Bonus<\/span><\/h4>\n
Annual Fee<\/h4>\n
Regular APR<\/h4>\n
Credit Score<\/span><\/h4>\n
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Bank of America® Unlimited Cash Rewards credit card<\/h3>\n
What To Remember Before Getting Swipe-Happy<\/h2>\n
Bottom Line<\/h2>\n