Today’s Mortgage Rates in Montana<\/h2>\n
Montana\u2019s average APR on a 30-year mortgage slipped 0.051 points to 6.27% over the past week, according to data from the Mortgage Research Center. The rate is down 0.565 points over the last 90 days and down 0.261 points over the last 30 days.<\/p>\n
The state\u2019s average APR for the benchmark 15-year fixed mortgage rose 0.026 points to 5.288% over the past week. Over the last 90 days, the rate is down 0.57 points; it\u2019s down 0.242 points over the last 30 days.<\/p>\n
The average APR for a 30-year jumbo mortgage rose 0.105 points to 6.718% since last week. It\u2019s down 0.404 points over the last 90 days and up 0.011 points over the last 30 days.<\/p>\n
![\"Mortgage](\"http:\/\/www.capitalskips.com\/wp-content\/uploads\/2025\/09\/full.png\")
<\/img><\/div>\n30-year fixed-rate mortgage:<\/strong><\/p>\n 15-year fixed-rate mortgage:<\/strong><\/p>\n 30-year fixed-rate jumbo mortgage:<\/strong><\/p>\n Montana’s average APR for the benchmark 30-year fixed refinance mortgage fell 0.03 points to 6.369% compared to a week ago. The rate is down 0.537 points over the last 90 days and down 0.223 points over the last 30 days.<\/p>\n The average APR in the state on a 15-year refinanced mortgage rose 0.024 points to 5.271% weekly. Over the last 90 days, the rate is down 0.575 points over the last 90 days; it\u2019s down 0.257 points over the last 30 days.<\/p>\n For jumbo 30-year refinanced mortgages, the average APR increased 0.109 points to 6.764% week-to-week. It\u2019s down 0.426 points over the last 90 days and up 0.042 points over the last 30 days.<\/p>\n 30-year fixed-rate refinance mortgage:<\/strong><\/p>\n 15-year fixed-rate refinance mortgage:<\/strong><\/p>\n 30-year fixed-rate jumbo refinance mortgage:<\/strong><\/p>\n Understanding the patterns and changes in Montana mortgage interest rates over time can empower you to make informed decisions about financing when purchasing a new home, refinancing or shopping for a second mortgage. Depending on your qualifications, analyzing Montana mortgage rate trends may help you save over the life of the loan.<\/p>\n Montana\u2019s mortgage rates have trended downward over the last three months, as have national rates.<\/p>\n State mortgage rates typically move in line with the national average, but there are state-level differences.<\/p>\n Today’s average mortgage rate in Montana is 6.27%, while the national average rate is 6.275%. That’s -0.005 percentage points lower than the national average.<\/p>\n Montana’s mortgage refinance rate today is 6.369% versus the national average of 6.371% \u2013 0.002 percentage points lower than the national average.<\/p>\n Use the chart below to explore the differences between states.<\/p>\n Buying a home in Montana can be a thrilling adventure. Montana’s diverse landscape and terrain means there is something for everyone. Whether you want to be close to a major city or in a quiet rural area surrounding snow-capped mountains, knowing the local real estate market and home-buying process is important. No matter where you plan to move, familiarity with the local real estate market is essential. A local real estate agent can help you navigate the process and find the perfect home for your needs. Likewise, staying informed about the real estate market and local rules can simplify your home-buying journey.<\/p>\n You\u2019ll need to do a bit of planning and research to get the best mortgage rates in Montana. Current interest rates and trends can vary widely across different regions, so start by understanding what to expect in your area. Then, shop around to compare offers from multiple lenders, including banks, credit unions and online mortgage providers.<\/p>\n You may also qualify for more favorable rates if you maintain a strong credit score, provide a substantial down payment and demonstrate a stable financial history. Consult with a local mortgage broker or financial advisor who\u2019s familiar with the Montana housing market to gain valuable insights and navigate the process more efficiently. By staying informed and proactive, you can find a mortgage rate that best fits your financial situation and home-buying goals.<\/p>\n \n<\/div>\n\n
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Today\u2019s Refinance Rates in Montana<\/h2>\n
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Montana Mortgage Rate Trends<\/h2>\n
![\"Montana](\"http:\/\/www.capitalskips.com\/wp-content\/uploads\/2025\/09\/full-2.png\")
<\/img><\/div>\nMontana Mortgage Rates vs. National Mortgage Rates<\/h3>\n
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<\/img><\/div>\nBuying a House in Montana<\/h2>\n
How to Get the Best Mortgage Rates in Montana<\/h2>\n
Find the Best Mortgage Lenders of 2025<\/h2>\n