Today’s Mortgage Rates in Louisiana<\/h2>\n
Louisiana\u2019s average APR on a 30-year mortgage decreased 0.05 points to 6.27% over the past week, according to data from the Mortgage Research Center. The rate is down 0.563 points over the last 90 days and down 0.259 points over the last 30 days.<\/p>\n
The state\u2019s average APR for the benchmark 15-year fixed mortgage increased 0.026 points to 5.289% over the past week. Over the last 90 days, the rate is down 0.57 points; it\u2019s down 0.24 points over the last 30 days.<\/p>\n
The average APR for a 30-year jumbo mortgage rose 0.103 points to 6.716% since last week. It\u2019s down 0.406 points over the last 90 days and basically flat over the last 30 days.<\/p>\n
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<\/img><\/div>\n30-year fixed-rate mortgage:<\/strong><\/p>\n 15-year fixed-rate mortgage:<\/strong><\/p>\n 30-year fixed-rate jumbo mortgage:<\/strong><\/p>\n Louisiana’s average APR for the benchmark 30-year fixed refinance mortgage slipped 0.032 points to 6.367% compared to a week ago. The rate is down 0.537 points over the last 90 days and down 0.225 points over the last 30 days.<\/p>\n The average APR in the state on a 15-year refinanced mortgage climbed 0.025 points to 5.272% weekly. Over the last 90 days, the rate is down 0.59 points over the last 90 days; it\u2019s down 0.255 points over the last 30 days.<\/p>\n For jumbo 30-year refinanced mortgages, the average APR increased 0.109 points to 6.764% week-to-week. It\u2019s down 0.426 points over the last 90 days and up 0.045 points over the last 30 days.<\/p>\n 30-year fixed-rate refinance mortgage:<\/strong><\/p>\n 15-year fixed-rate refinance mortgage:<\/strong><\/p>\n 30-year fixed-rate jumbo refinance mortgage:<\/strong><\/p>\n Following mortgage rate trends can help you track patterns and changes in the Louisiana housing market over time. By understanding these trends, you can make more informed decisions about when to purchase a home, refinance or lock in a rate for a second mortgage. If you\u2019re well-qualified, analyzing Louisiana mortgage rate trends may help you save money over the life of the loan.<\/p>\n Louisiana\u2019s mortgage rates have trended downward over the last three months, as have national rates.<\/p>\n Although state mortgage rates generally follow changes in the national average, they do vary by state.<\/p>\n Today’s average mortgage rate in Louisiana is 6.27%, while the national average rate is 6.275%. That’s -0.005 percentage points lower than the national average.<\/p>\n Louisiana’s mortgage refinance rate today is 6.367% versus the national average of 6.371% \u2013 0.004 percentage points lower than the national average.<\/p>\n Use the chart below to explore the differences between states.<\/p>\n Buying a home in Louisiana can be an exciting adventure. Louisiana’s unique and varied landscape makes it easy to find a house or neighborhood that meets your needs. Whether you want to be close to a bustling downtown or in a quiet rural area, knowing the local real estate market and home-buying process is important. Working with a local real estate agent can make it easier to find and buy your perfect home. Staying informed about the market and local rules will also help to make your home-buying journey a breeze.<\/p>\n Securing the best mortgage rates in Louisiana requires a bit of planning and research. Start by understanding the current interest rates and trends in your area, as these vary by region. It\u2019s also crucial to shop around and compare offers from multiple lenders, including banks, credit unions and online mortgage providers.<\/p>\n Maintaining a strong credit score, providing a substantial down payment and having a stable financial history can help you qualify for more favorable rates. A local mortgage broker or financial advisor who knows the Louisiana market can provide valuable insights and help you navigate the process efficiently. By staying informed and proactive, you can find a mortgage rate that best fits your financial situation and home-buying goals.<\/p>\n \n<\/div>\n\n
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Today\u2019s Refinance Rates in Louisiana<\/h2>\n
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Louisiana Mortgage Rate Trends<\/h2>\n
![\"Louisiana](\"http:\/\/www.capitalskips.com\/wp-content\/uploads\/2025\/09\/full-6.png\")
<\/img><\/div>\nLouisiana Mortgage Rates vs. National Mortgage Rates<\/h3>\n
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<\/img><\/div>\nBuying a House in Louisiana<\/h2>\n
How to Get the Best Mortgage Rates in Louisiana<\/h2>\n
Find the Best Mortgage Lenders of 2025<\/h2>\n